UK property, held in your name

Own the property.
Skip the aggravation.

Keep your capital in UK property, without the tenants, the evictions, or the 2am phone call. You hold the title deed; a specialist team handles the sourcing, the refurbishment and the lease. You see every number before you decide.

A conversation about whether it fits, not a pitch. No obligation.

The routes

Two ways to put capital into UK property.

Both put capital into real UK property. Which one fits comes down to whether you want to own the property outright or hold a defined position.

Property ownership

Own the property outright.

You buy a UK property in your name or company, let on a long lease to a local-authority operator. We source it, refurbish it to standard, and place the lease. You hold the title; the income arrives under the lease.

  • Your name on the title deed
  • Income under a lease, not from your own effort
  • Sourcing, refurbishment and lease handled for you
  • Every number shown before you commit
See the numbers

Fixed return

Certified investors

Invest into the MRM Group Fund.

The MRM Group Fund is a pooled investment for certified high-net-worth and sophisticated investors, paying a fixed return from MRM's UK property operation. Its terms are a restricted financial promotion, shown only once you have verified.

Full terms unlock after certification
Verify to view

How it works

The whole structure, start to finish

Every stage of the model, from the property being sourced to rent reaching your account. MRM runs the first three steps; the last two are yours to hold.

  1. 01

    Sourcing below market value

    Handled by MRM

    Each property is bought below market value and improved through refurbishment, so the value is built in at purchase rather than added by marketing. MRM sources the deals that meet this test and passes on the ones that do not.

  2. 02

    Purchase, legal and refurbishment

    Handled by MRM

    Conveyancing, surveys and the refurbishment are managed end to end. This is the stage that takes time: purchases and refurbishments run in months, not weeks, and can overrun. It suits capital that can be left in place.

  3. 03

    Let on a long-term lease

    Handled by MRM

    The completed property is let on a long-term lease to a local authority or housing association. That institution takes on the tenant and the day-to-day management, in place of an individual private tenant.

  4. 04

    You hold the legal title

    Yours

    The property is registered in your name at the Land Registry. You own the asset itself, not a certificate, a bond, or a claim against another company. This is the distinction the failed schemes in this sector blurred.

  5. 05

    Rent reaches you under the lease

    Yours

    Rent is paid under a defined lease, with a named lessee and a fixed term, provided for review before you commit. It is contractual lease income, not a promise of a fixed outcome: leases end, and terms can be renegotiated at renewal.

See what this does to your capital

See the numbers

The real numbers, before you commit a penny.

£50,000£500,000
Route
Hold period
Net monthly income
£675
Net yield
5.4%
Total position after 5 years
£206,112
Capital deployed £150,000Total return £56,112

Illustrative, not a promise. Projections are not guaranteed; property values can fall, refurb can overrun, and a lease can end. Take independent advice before committing capital.

Book a call

Why this is different

Built to avoid what went wrong in this sector.

Home REIT and Alderley cost ordinary investors real money. Both failures came down to the same two structural weaknesses, and this model is built to remove them.

Where those schemes broke

The old model
  • The lease sat with a thinly capitalised middleman rather than a real institution. When the middleman failed, investors were left holding an empty property.
  • Properties were sold to investors at around double their bricks-and-mortar value. The headline number was largely the investor overpaying on day one.

How this is structured

How we're built
  • The lease is held by a named local authority or housing association. The lessee is identified before you commit.
  • An independent RICS valuation is provided before purchase, and the property is bought below market value, not above it.
  • The title is registered in your name at the Land Registry. If MRM ceased trading, you would still own the property outright.

Evidence

Every deal is documented before you commit.

Each opportunity comes with the evidence behind it. Before any capital is committed, you review:

  1. 01
    Independent

    The independent valuation

    A valuation from an independent RICS surveyor, not an in-house estimate.

  2. 02
    Document

    The actual lease

    The lease itself, redacted where required, showing the named lessee, the term and the rent.

  3. 03
    Photography

    Before and after

    Photographs of the property as purchased and as refurbished.

  4. 04
    Figures

    The real numbers

    The purchase price, the refurbishment spend, and how comparable past deals have performed.

A completed deal is walked through on the introductory call: a specific property, with its actual figures.

Where this sits

The ownership of property, without the workload.

How direct ownership through MRM compares with the options most people weigh it against.

MRM

This
You own the property itself
Your name on the legal title
Day-to-day work
None
Who carries the tenant
Institutional lessee
Access to your capital
Low

Direct buy-to-let

You own the property itself
Your name on the legal title
Day-to-day work
You
Who carries the tenant
You
Access to your capital
Low

REIT

You own the property itself
Your name on the legal title
Day-to-day work
None
Who carries the tenant
A manager
Access to your capital
High

Bond or savings

You own the property itself
Your name on the legal title
Day-to-day work
None
Who carries the tenant
n/a
Access to your capital
Varies

No option removes risk. Property values can fall, and property is not a liquid asset.

Is it a fit?

Who this is, and isn't, for.

This suits you if

  • You have capital you can leave invested for several years
  • You want to own the underlying asset, not a paper claim
  • You want property income without managing tenants or refurbishments
  • You judge an opportunity on documents and numbers, not on pressure

This isn't for you if

  • You may need quick access to the money
  • You want a hands-on project to run yourself
  • You are looking for a short-term trade

The operator

Manny Odunsi, Founder, MRM Group

Manny Odunsi

Founder, MRM Group

MRM Group is led by founder Manny Odunsi, who has spent over a decade sourcing, refurbishing and letting UK residential property. The firm works on a simple principle: the operator is the risk, so every deal is documented and every figure is shown.

The structure is designed to stand on documentation and legal title, not on trust in any one person.

Due diligence

Verify all of it independently.

This is a significant decision, and every claim on this page is checkable: the valuations, the leases, the track record, and the people behind the firm.

References from investors who have completed a deal are available on request.

Answered

Questions investors ask

The questions raised most often about this model, including the ones prompted by the failures elsewhere in the sector, answered directly.

Isn't this the same as the schemes that collapsed?

It sits in the same category, which is why it is the first question to address. The failed schemes shared two features: the lease sat with a thinly capitalised middleman rather than a real institution, and the property was sold well above its bricks-and-mortar value. Both are verifiable in any deal: the identity of the lessee, and an independent valuation. Here, the lessee is a named local authority or housing association, and an independent RICS valuation is provided before purchase.

How can the yield be strong and the risk be low?

It cannot, and no such claim is made. The return comes from buying below market value and adding value through refurbishment, and an institutional lessee reduces void and arrears risk. It does not remove risk: property values can fall, refurbishments can overrun, and leases end.

If it is hands-off, do I really own it?

Yes. You hold the legal title. Hands-off describes who does the work, not who owns the asset, and conflating the two is what caught investors in the failed schemes.

Council tenants: won't the property be damaged?

The lease is held by the local authority or housing association, not by an individual tenant. Under the lease, the institution is responsible for the rent and for the condition of the property. That structure is what removes individual-tenant risk.

What is the catch?

Time and liquidity. Conveyancing and refurbishment run in months, not weeks, and property is not a liquid asset. Releasing capital means selling, which takes time. The model suits capital that can stay invested; it is not suitable if you may need quick access to it.

After you book

What happens when you get in touch.

Booking a call commits you to a conversation, nothing more.

  1. 01

    An introductory call

    A conversation about whether the model fits your situation. No pressure, no obligation.

  2. 02

    Review a real deal

    We walk through a completed deal on screen: the property, the lease and the actual figures.

  3. 03

    Your own due diligence

    You verify everything independently: the valuation, the lease and the numbers, with your own advisers.

  4. 04

    Completion

    If it is right for you, the property completes and the title is registered in your name.

See whether it fits.

Book an introductory call to review a live deal and its figures with the team. Prefer to watch first? Join the mailing list and follow sourcing and completions as they happen.

Book a call